MD MS Fees Calculator 2026
What will your MD/MS
specialization actually cost?
Select your specialization, state, and seat type to see the complete financial picture, including tuition, stipend, hostel, and service bond. Government seats pay ₹40K–₹1L/month in medical PG stipend but carry ₹25L–2.5Cr bonds. Private seats cost ₹10–45L/year with little or no stipend.
100% free · Instant results · Data from state DME notifications & counselling brochures · 16 years of medical admissions counselling
Frequently asked questions
Gross direct cost is total tuition, hostel, exam, and registration cost over 3 years. Net direct cost deducts stipend earned during residency. For government seats, the stipend often pushes the net cost below zero.
No. Bond amounts, duration, and conditions vary by state and by seat type. Private and management seats usually have no mandatory bond, while government seats often do.
Yes. The calculator includes tuition, hostel, mess, exam fees, registration charges, and other annual expenses. If hostel is not required, that component can be excluded.