NEET PG Bond Rules State Wise
Know Your MD/MS Service Bond Before You Choose a Seat

A PG service bond (also called an MD MS service bond or NEET PG bond) is a legal agreement signed when you join an MD/MS or PG Diploma course in a government medical college. It obligates you to work in government health facilities after completing your specialisation.

PG bonds are almost always harsher than MBBS bonds. Penalties range from ₹5 lakh (MP Diploma) to ₹2.5 crore (Uttarakhand). Several states that have no MBBS bond — like Andhra Pradesh, Bihar, Kerala, Telangana, and West Bengal — still impose strict PG bonds.

In Maharashtra, the MBBS bond was abolished in July 2026, but the PG bond at ₹50 lakh was explicitly retained.

This varies by state. In most cases, MBBS and PG bonds are independent obligations — your total MBBS + PG bond service years could be 5–8 years combined.

Karnataka has a notable exception: if you completed 1 year of MBBS bond service, the PG bond obligation reduces from 3 years to 2 additional years. The total service doesn’t stack beyond 3 years for PG.

In states like AP, Bihar, Kerala, and West Bengal that have no MBBS bond, the PG service bond is a standalone obligation. If you did MBBS from a bonded state and PG from another, verify both states’ rules separately.

NEET PG bond penalties are set by each state government independently. They reflect local healthcare workforce priorities, specialist shortages, and political decisions.

Some states differentiate by specialty: Rajasthan charges up to ₹1.5 crore for high-demand specialties (Radiodiagnosis, Dermatology, OBG) but only ₹25 lakh for less competitive specialties.

Some differentiate by course type: Karnataka, Tamil Nadu, and Telangana charge more for MD/MS degrees than PG Diplomas.

Some differentiate by reservation category: Chhattisgarh charges ₹50 lakh for unreserved candidates but ₹40 lakh for reserved categories in clinical subjects.

Some differentiate by quota: Punjab charges ₹30 lakh for State Quota but only ₹20 lakh for All India Quota candidates.

Yes — and this is one of the most overlooked impacts of the NEET PG bond. The PG bond before super-speciality is a critical planning consideration.

Karnataka explicitly prohibits pursuing DM/MCh while under a PG bond. You must complete the 3-year bond or pay ₹50 lakh before sitting for super-speciality entrance exams.

Odisha offers a deferral clause: you can be relieved to complete DM/MCh and return to fulfil the PG bond afterwards. This is one of the most candidate-friendly policies in India.

Tamil Nadu requires the 2-year bond to be completed within 3 years of degree completion, which may overlap with DM/MCh preparation timelines.

If pursuing DM/MCh is your plan, check the PG bond state wise before choosing your MD/MS seat — the wrong state could cost you 1–3 years of delay.

No. Institutes of National Importance (AIIMS, PGIMER Chandigarh, JIPMER Puducherry) are governed by central acts and do not impose post-PG rural service bonds.

These institutions may have seat-leaving penalties (e.g., PGIMER charges ₹1L within 6 months or ₹5L after 6 months for resignations), but there is no mandatory post-completion government service obligation.

Important: Delhi government medical colleges (MAMC, VMMC, ABVIMS/RML) are NOT central institutions despite being in Delhi. They are covered by the GNCTD’s PG bond policy (1 year / ₹20 lakh).

Yes, frequently. PG bond policies change through state cabinet decisions, gazette notifications, and court orders. Recent examples:

Maharashtra abolished its MBBS bond but explicitly retained the PG bond (July 2026 GR).

Bihar reduced its PG bond from 3 years to 2 years and removed the stipend recovery clause (October 2025).

Delhi introduced a PG bond for the first time in 2025-26.

Haryana exempted in-service clinical doctors from the PG bond (June 2026).

This is why no bond data should be treated as permanent. Always verify bond details with your specific college at the time of admission.